Santa Rosa Mortgage Broker

Your Deserve an Awesome Mortgage Experience

We provide the finest combination of technology and human expertise providing you with a stress-free home loan process

(707) 579-5411

You're at the Right Place

As one of the few pure mortgage brokers in Santa Rosa Ca., we have relationships with dozens of wholesale lenders so, when you are ready, we can find you the best home loan product at the lowest rate possible for your unique financial needs and situation

We serve all of Sonoma County including Rohnert Park, Cotati, Sebastopol, Windsor and Healdsburg

Our Home Loan Programs and Services

Helping Santa Rosa families secure the best home loan financing for their unique situation

Core Loan Programs

• Conventional Home Loans

• FHA Home Loans

• VA Home Loans

• USDA Rural Home Loans

• Jumbo Home Loans

• First-Time Homebuyer Loans

• Refinance Home Loans

• Fixed-Rate Mortgages

• Adjustable-Rate Mortgages (ARM)

Specialty Financing

• Down Payment Assistance Programs (Sonoma County Eligible)

• CalHFA Home Loans

• Private Money Loans / Hard Money Loans

• Bank Statement Loans (Self-Employed Borrowers)

• Debt Service Coverage Ratio (DSCR) Investor Loans

• Bridge Loans

• Reverse Mortgages

• Renovation Loans (FHA 203k, HomeStyle)

• Section 184 Indian Housing Loan Guarantee Program

Additional Services

• Fast Mortgage Pre-Approval (Santa Rosa Focused)

• Rate Shopping & Loan Comparison

• Home Equity Loans

• Home Equity Line of Credit (HELOC)

• Second Mortgages / Fixed-Rate Second

• Cash-Out Refinance

• Investment Property Financing

• Multi-Unit Property Loans

• Manufactured & Modular Home Loans

• Construction Loans / One-Time Close

• Debt Consolidation Refinance

• Credit Score Guidance for Home Loans

Set an appointment

Here's what you will learn:

For buyers and those that need to refinance:

• How much you qualify for—proper calculation of income must be done perfectly-No mistakes

• Which loan product will be optimal for your situation

• How to improve your credit score quickly if needed

• How the home insurance industry has changed and what to expect

• Closing costs—what to expect so you’re not surprised later

• What your monthly payment is going to be and how to minimize it as much as possible

Specifically for home buyers:

• How to choose an effective real estate agent

• How the initial deposit works and how to protect yourself from loss during the contingency removal process

• Down payment—put down as much as you can or the minimum depending on the loan product and overall situation

• What contract contingencies are and how to remove them carefully and effectively

• Detailed explanation of the loan process from acceptance of your contract through close of escrow

• Should you pay points, or not?

• How does the rate lock work?

Get started today--Click the button

Here's what our customers are saying

Stay Informed

Get mortgage tips and local updates

Our office

131A Stony Circle, Suite 500
Santa Rosa Ca 95401

Hours
Monday - Sunday
9am - 6pm

Contacts
(707) 579-5411
scott@amh-loans.com